Since my son recently joined and he had college behind him, we were looking into Student Loan deferment.
In a nutshell, it is next to impossible to defer Government Student Loans these days. This can become very important because a few months after College is done, the payments are starting to come due.
If you cant pay, this will impact your credit rating and if you have a low credit rating that in turn can impact your security clearance.
The recruiter did not know this one either and when I gave him the form he was very happy since he did not have the info yet.
I am adding the form to this post. Look at the definitions in section 6 and 7.